What are the Medicare Extra Help resource and income limits?

To qualify for Extra Help, you must meet Medicare’s resource and income eligibility requirements:

  • Medicare Extra Help Resource Limits in 2018 must be limited to $14,100 for an individual or $28,150 for a married couple living together; these include $1,500 per person allocated for burial expenses, if the beneficiary has notified the Social Security Administration that he or she expects to use some of his or her resources for burial expenses. Resources include the value of the things you own, including real estate (other than your primary residence), bank accounts, CDs, stocks, bonds, mutual funds, and Individual Retirement Accounts (IRAs). For eligibility purposes, Medicare does not include your primary residence, personal possessions, vehicle(s), jewelry, home furnishings, or life insurance policies as resources.
  • Medicare Extra Help Income Limits in 2018 must be limited to $18,210 for an individual or $24,690 for a married couple living together. You may still be able to get partial Extra Help even if your annual income is higher, if:
    • You or your spouse support other family members living in the same household, or
    • Have earnings from work, or
    • Live in Alaska or Hawaii. (The income limit for Alaska is $22,770 for an individual or $30,870 for a married couple living together. The income limit for Hawaii is $20,940 for an individual or $28,395 for a married couple living together.)

Medicare does not include the following income when determining Extra Help eligibility:

  • Supplemental Nutrition Assistance Program (food stamps)
  • Housing assistance, home energy assistance or Earned Income tax credit payments
  • Medical treatment and drugs
  • Disaster assistance or assistance from others to pay your household expenses
  • Victim’s compensation payments
  • Scholarships and education grants

For complete information about Extra Help resource and income limits and exclusions, contact Social Security at Phone Number1-800-772-1213 (TTY Phone Number1-800-325-0778), or visit www.socialsecurity.gov/extrahelp.

Return to the Medicare FAQ section to view more answers to other commonly asked questions about Medicare prescription drug coverage.