What is the deductible for Medicare Part D?

The Medicare Part D deductible is a dollar amount determined by Medicare that standard Medicare Part D prescription drug plans may charge its members. For 2018, the standard deductible is $405. For 2019, the standard deductible is $415. This is the maximum amount you may pay for your medications before your plan begins to share the cost.

Part D deductibles may vary between Medicare prescription drug plans and may apply to all tiers and coverage stages or to specific tiers and coverage stages. Medicare drug plans may offer a deductible that is lower than the standard deductible, but may not be higher. Some Medicare Part D drug plans don't require you to pay a deductible at all, such as the $0See footnote for details1 deductible plans offered by SilverScript (PDP), where cost sharing begins with your very first prescription.

Return to the Medicare FAQ section to view more answers to other commonly asked questions about Medicare prescription drug coverage.

1In 2018, the Alaska Choice Plan has a $405 deductible, and the Arizona and Hawaii Choice Plans have a $100 deductible on Tier 3-5 drugs. The Plus Plan is not available in Alaska in 2018. In 2019, SilverScript Choice has a $100 deductible on Tier 3-5 drugs in GA, TX and CO; a $415 deductible on Tier 3-5 drugs in AZ and SC; and a $415 deductible on all drug tiers in AK. The Plus and Allure Plans are not available in Alaska in 2019.