About The 4 Parts of Medicare Including Medicare Part D

Medicare Basics

You can make an informed decision when you understand how Medicare works. Let’s explore more information on the four parts of Medicare below.

What is Medicare?

Medicare Part D is one of four parts that make up the Medicare program. Understanding how each Medicare part works can help you choose the right Medicare prescription drug coverage.

Medicare’s 4 Parts

  • Medicare Part

  • What it Covers

  • Description of Coverage

  • Part A
  • Medicare Part A
    Hospital Coverage
    • Inpatient hospital care
    • Inpatient stays at most skilled facilities
    • Home health and Hospice care
  • Part B
  • Medicare Part B
    Medical Coverage
    • Doctor and clinical lab services
    • Outpatient and certain preventive care
    • Screenings, surgical fees and supplies
    • Physical and occupational therapy
    • Limited outpatient prescription drugs
  • Part C (Medicare Advantage)
  • Medicare Part C
    Combines Part A and Part B, and may include Part D
  • A different way of getting Medicare Part A and Part B coverage. Medicare Advantage plans (MA) combine Part A and Part B together in one plan. MA plans can also be combined with a Part D prescription drug benefit for complete Medicare coverage, called Medicare Advantage Prescription Drug (MA-PD) plans. Generally, these Medicare Advantage plans are offered as:
    • Preferred Provider Organizations (PPO)
    • Health Maintenance Organizations (HMO)
    • Private Fee-for-Service Plans (PFFS)
  • Part D
  • Medicare Part D
    Prescription Drug Coverage (PDP)
  • Available as stand-alone coverage, and also as a prescription drug benefit added to a Medicare Advantage Prescription Drug Plan (MA- PD).

Medicare Part D Drug Plans

Whether you're new to Medicare, or already enrolled in a Medicare Part D plan, we're here to help you understand Medicare Prescription Drug Plans.